Representations & Warranties
Protects against financial losses arising from breaches of covered representations and warranties.
Mergers & Acquisitions Insurance
Protect Your Deal.
Secure Your Value.
Protect your transaction from unforeseen risks, undisclosed liabilities and post-deal surprises, so you can pursue mergers and acquisitions with greater confidence.
Transaction Risk Protection
Financial Loss Protection
Deal Certainty
What Is Mergers Acquisitions?
Understanding Mergers Acquisitions
M&A Insurance protects parties in mergers, acquisitions and other corporate transactions against specified financial risks, such as breaches of representations and warranties, unexpected liabilities or transaction-related risks, subject to policy terms.
What Does It Cover?
- Representations & warranties
- Unknown or unforeseen liabilities
- Certain tax liabilities
- Transaction-related financial losses
- Legal and defence costs, where covered
Example:
If a buyer discovers an undisclosed liability after completing an acquisition that falls within the insured transaction risks, M&A insurance may cover the resulting financial loss, subject to the policy terms.
Coverage Components
Comprehensive Protection Across the Transaction
Tax Liability
Provides protection against certain identified tax risks associated with the transaction.
Contingent Risks
Provides coverage for specified unknown or contingent risks identified during the transaction.
Transaction Liability
Protects against certain financial liabilities arising from the completed transaction.
Advisory Support
Protect Your Transaction Before Risk Finds You
Every transaction has its own risk profile. Our specialists identify key exposures and structure suitable protection.
- 1.
Risk Assessment & Needs Analysis
We understand the transaction structure, business operations, due diligence findings, and key exposures.
- 2.
Policy Design & Placement
Our specialists structure appropriate limits and retentions and coordinate placement with suitable insurers.
- 3.
Underwriting & Due Diligence Support
We coordinate with insurers and relevant stakeholders to facilitate underwriting and address transaction-specific requirements.
- 4.
Dedicated Claims Advocacy
A dedicated claims advocate supports the insured from claim notification through resolution.
- 5.
Transaction Support
We provide ongoing support throughout the policy period as transaction-related risks arise.
Protect Your Transaction
with Greater Certainty
We help structure tailored M&A insurance solutions aligned with your transaction, risk profile, and strategic objectives, providing greater certainty and protection throughout the deal process.
Frequently Asked Questions
Answers to Common Insurance Queries
Insurance can address specific transaction risks, including representations and warranties, tax exposures, contingent liabilities and identified litigation risks, depending on the transaction.
Deal value, jurisdiction, purchase agreement, seller indemnities, financing structure, diligence findings and risk allocation between buyer and seller can influence the required insurance architecture.
Equirus Raghnall reviews the transaction structure, diligence findings, contractual risk allocation and identified exposures to determine which insurance solutions may be appropriate.
The transaction risks are mapped individually so that R&W, tax, contingent liability, litigation or other specialist covers can be structured without unnecessary overlap.
