Cyber Incident Response
Protects eligible costs of responding to a covered cyber incident, including investigation, incident management and specialist support.
Corporate Cyber Insurance
Protect Your Business From Cyber Threats
Cyber insurance that helps protect your business against data breaches, cyber attacks and system disruptions. Get financial support and expert assistance to recover quickly and keep operations running.
Cyber Incident Protection
Data And Privacy Liability
Network Security Protection
Cyber Business Interruption
Incident Response & Recovery Support
What Is Corporate Cyber Insurance?
Understanding Corporate Cyber Insurance
Corporate Cyber Insurance protects businesses against financial and liability exposures from cyber attacks, data breaches and network security incidents, covering incident response, data recovery, business interruption and third-party claims, subject to policy terms.
What Does It Cover?
- Data breaches and privacy incidents
- Network security and cyber attacks
- Cyber business interruption
- Incident response and investigation costs
- Data and system restoration
Example:
If a company experiences a cyber attack that brings its systems to a standstill and exposes sensitive customer information, Corporate Cyber Insurance can help cover eligible incident response, data recovery, business interruption, and third-party liability costs, subject to the policy terms and applicable limits.
Coverage Components
Comprehensive Protection At Every Level
Data And Privacy Liability
Protects against covered third-party claims from a data breach, privacy incident or failure to protect confidential or personal information.
Network Security Liability
Protects against covered claims from a network security failure that results in third-party loss, damage or other covered liability.
Cyber Business Interruption
Can protect against eligible loss of income and additional expenses from an insured cyber incident that disrupts business operations.
Data Restoration & Recovery
Provides protection for eligible costs associated with restoring, recovering, or recreating data and systems following a covered cyber event.
Cyber Extortion & Ransomware
Where specifically covered, protects eligible expenses from cyber extortion or ransomware incidents, subject to policy terms and limits.
Regulatory & Privacy Response
Where covered, protects eligible costs of regulatory investigations, privacy proceedings or notifications from a covered cyber incident.
Additional Cyber Extensions
Depending on your technology, data exposure and industry, additional cyber extensions can be considered, subject to underwriting and policy wording.
Advisory Support
Protect Yourself Before Risk Finds You
Cyber incidents hit technology, data and operations at once, so we structure Corporate Cyber Insurance around your cyber risks.
- 1.
Cyber Risk Assessment & Needs Analysis
We assess your cyber risks and exposures, then structure tailored cover and negotiate suitable terms with insurers.
- 2.
Policy Design & Placement
Our specialists structure suitable limits, deductibles and coverage sections, and place the risk with appropriate insurers.
- 3.
Policy Documentation & Support
We coordinate policy documentation to ensure your selected cyber, privacy and business interruption covers are accurately reflected.
- 4.
Dedicated Claims Advocacy and Breach Response services
We support you through cyber incidents and claims, coordinating with insurers and response partners for timely resolution.
- 5.
Annual Policy Review & Renewal
Regular reviews track changes in technology, data and exposures to keep your cover aligned with your risk.
Ready To Explore Corporate Cyber Insurance?
Protect your digital operations and strengthen your business against the financial impact of cyber incidents.
Frequently Asked Questions
Answers to Common Insurance Queries
A cyber event can cause both direct costs and operational disruption. Business interruption protection addresses eligible loss of income or additional expenses arising from covered disruption, subject to policy terms.
Each can generate different cost and liability consequences, including restoration expenses, business interruption, incident response, notification and third-party claims, requiring appropriate limits and sub-limits.
Equirus Raghnall assesses technology infrastructure, data environment, critical systems, third-party dependencies, business operations and cyber exposures before structuring the programme.
The analysis focuses on ransomware treatment, business interruption, incident response, social engineering, contingent business interruption, regulatory exposures, exclusions and sub-limits.
