Worldwide Medical Coverage
Provides protection against eligible medical expenses across covered geographical regions, subject to the policy terms and territorial limits.
Global Health Covers
Your Wellbeing Knows No Borders.
Access to quality healthcare should not be limited by geography. Global Health Covers provide comprehensive international health protection for individuals and families needing care across countries and continents.
Worldwide Medical Protection
Global Cashless Healthcare Access
Emergency Medical Assistance
What Are Global Health Covers?
Understanding Global Health Covers
Global Health Covers are international health insurance solutions for individuals and families with global healthcare needs, whether you travel frequently, live across countries or work internationally, providing financial protection against eligible healthcare expenses abroad.
What Does It Cover?
- Hospitalisation Abroad
- Day-care Procedures
- Pre- and Post-Hospitalisation
- Emergency Medical Treatment
- Medical Evacuation / Repatriation
Example:
An employee of an Indian company is travelling to Singapore for business and suffers an unexpected medical emergency requiring hospitalisation. If the employee has a Global Health Cover that includes Singapore and overseas hospitalisation, the eligible medical expenses can be covered up to the applicable Sum Insured and subject to the policy terms.
Coverage Components
Comprehensive Healthcare Protection Across Borders
Inpatient & Hospitalisation
Covers eligible hospitalisation and inpatient treatment expenses arising from covered illness, injury or medical conditions.
Outpatient & Specialist Care
Depending on the selected plan, coverage may extend to eligible consultations, diagnostic tests, specialist treatment and outpatient care.
Emergency Medical Assistance
Provides access to assistance services during covered medical emergencies while travelling or residing abroad.
Medical Evacuation & Repatriation
Depending on the policy, eligible emergency medical evacuation or repatriation expenses may be covered.
Maternity & Family Healthcare
Selected international health plans may offer maternity and family healthcare benefits, subject to applicable waiting periods, limits and policy conditions.
Preventive & Wellness Benefits
Depending on the plan, preventive healthcare, health screenings and wellness-related benefits may be available.
Advisory Support
Protection Designed for a Global Lifestyle
Our specialists structure cover around your needs rather than relying on a standard policy.
- 1.
Global Healthcare Needs Assessment
We understand your travel patterns, residence countries, family needs, preferred healthcare locations and existing health cover.
- 2.
International Plan Comparison
We evaluate global health plans on geographical coverage, medical limits, deductibles, networks and benefits.
- 3.
Coverage Review
Our specialists help structure coverage around your family, lifestyle and international healthcare requirements.
- 4.
Dedicated Claims Assistance
In the event of a covered medical claim, our team assists with the claims process and coordinates with the insurer as required.
- 5.
Annual Global Health Review
We periodically review your international health protection to reflect changes in your travel, residence, family and healthcare needs.
Healthcare Without Borders.
Protection Without Compromise.
Protect yourself and your family with global health coverage designed around the way you live, travel and access healthcare worldwide.
Frequently Asked Questions
Answers to Common Insurance Queries
Territorial scope, hospital access, treatment limits, evacuation provisions, currency exposure, pre-existing condition terms and geographical restrictions are critical considerations.
International treatment can involve substantial medical and logistical costs, making geographic coverage, evacuation and assistance provisions important elements of the structure.
Equirus Raghnall assesses the client's geographical requirements, preferred treatment locations, family profile, limits and international healthcare needs before evaluating suitable solutions.
The assessment considers territorial reach, hospital access, claims support, assistance capability and policy terms relevant to the client's international mobility.
