Marine Hull Protection
Covers accidental physical loss or damage to insured vessels, subject to policy wording, insured value and geographical limits.
Marine Hull & Aviation
Protect Your Vessels. Secure Your Aircraft.
Specialist marine and aviation insurance that protects your vessels, aircraft and related operations against accidental loss, damage and liability. Tailored to your assets, it helps keep your operations moving.
Marine Hull Protection
Aviation Asset Protection
Physical Damage Coverage
Liability Protection Options
Specialised Risk Solutions
What Is Marine Hull & Aviation?
Understanding Marine Hull & Aviation
Marine Hull & Aviation Insurance protects vessels, aircraft and related operational risks against accidental physical loss or damage, with Aviation also offering liability protection for aviation-related risks, subject to policy terms.
What Does It Cover?
- Physical loss or damage to insured vessels and aircraft
- Marine hull and machinery protection
- Aircraft hull protection
- Third-party liability protection
- Protection against specified marine and aviation risks
Example:
If an insured vessel suffers accidental damage during its operation or an aircraft sustains covered physical damage, the relevant policy can help meet eligible repair or reinstatement costs, subject to the applicable policy terms, conditions, and exclusions.
Coverage Components
Comprehensive Protection At Every Level
Hull & Machinery
Can provide protection for the vessel's hull, machinery, equipment, and associated marine property against covered physical loss or damage.
Marine War & Related Risks
Where arranged, cover may be available for war and related marine risks excluded from standard hull terms, subject to policy wording.
Aviation Hull Protection
Protects insured aircraft and specified equipment and components against accidental physical loss or damage, subject to policy terms.
Aviation Liability
Protects against covered liabilities from aviation operations, including third-party injury or property damage, subject to policy terms.
Passenger & Third-Party Liability
Where applicable, provides liability protection for covered claims involving passengers and third parties arising from insured aviation operations.
Additional Marine & Aviation Extensions
Depending on the vessel, aircraft and operations, additional extensions can be considered, subject to underwriting and policy wording.
Advisory Support
Protect Your Assets Before Risk Finds You
Marine and aviation assets carry complex risks. We structure solutions around your vessel or aircraft, operations, geography and liability needs.
- 1.
Risk Assessment & Needs Analysis
We understand your vessel or aircraft specifications, values, usage, territories, ownership structure and liability exposures.
- 2.
Policy Design & Placement
Our specialists structure suitable insured values, deductibles and liability limits, and place the risk with appropriate insurers.
- 3.
Policy Documentation & Support
We coordinate policy documentation to ensure asset details, values, geographical limits and agreed coverage are accurately reflected.
- 4.
Dedicated Claims Advocacy
Our team supports claims from notification through documentation, survey coordination and insurer engagement to resolution.
- 5.
Annual Policy Review & Renewal
Regular reviews ensure changes in asset values, fleet, operations, routes and risk exposures are reflected in the insurance programme.
Ready To Explore Marine Hull & Aviation?
Protect your marine and aviation assets with specialised insurance solutions designed around your operational risks.
Frequently Asked Questions
Answers to Common Insurance Queries
Hull values, vessel or aircraft characteristics, operating territories, routes, usage and liability exposures materially influence underwriting and capacity requirements.
Multiple insured assets can be exposed to the same geographical event, port, airport or catastrophe, creating accumulation that needs to be considered in programme design.
Equirus Raghnall analyses asset values, operations, geographical exposure, loss history and liability requirements before approaching specialist markets.
The placement considers technical expertise, capacity, appetite, financial security and claims capability when selecting appropriate participating insurers.
