Medical Protection
Provides coverage for eligible medical expenses arising from covered illness or injury during your trip.
Travel Insurance
Every Journey Deserves Protection
Travel should be about discovery, not worrying about medical costs, disruptions or lost belongings. Travel Insurance covers financial losses from covered travel risks, so you can travel confidently.
Overseas Medical Expense Protection
Trip Cancellation & Interruption
Baggage & Personal Belongings Protection
What Is Travel Insurance?
Understanding Travel Insurance
Travel Insurance protects you against financial losses from specified medical emergencies, accidents, trip disruptions, baggage loss and other covered events. Whether travelling internationally or within India, the right plan provides valuable support when unexpected situations affect your journey.
What Does It Cover?
- Overseas Medical Expenses
- Emergency Medical Evacuation
- Trip Cancellation & Interruption
- Baggage Loss & Delay
- Travel Delay
Example:
If you fall ill during an international trip and require hospitalisation, the policy can cover eligible medical expenses subject to the policy terms and limits. Similarly, if your checked-in baggage is delayed or lost due to a covered event, applicable benefits may be available.
Coverage Components
Comprehensive Protection for Every Journey
Trip Cancellation & Interruption
Provides financial protection against eligible non-refundable travel expenses arising from covered events.
Baggage Protection
Provides benefits for covered baggage loss, damage or delay, subject to applicable limits and conditions.
Travel Delay
Provides applicable benefits for covered travel delays and associated eligible expenses.
Personal Accident
Provides financial support for covered accidental death or specified permanent disabilities during the insured journey.
Travel Assistance
Depending on the policy, assistance services may be available for medical emergencies, travel documentation and other covered situations.
Advisory Support
Protect Your Journey Before You Take Off
Every trip is different. Our specialists help you find suitable travel insurance for your destination, duration and traveller profile.
- 1.
Travel Risk & Requirement Assessment
We understand your destination, trip duration, number of travellers and purpose of travel to identify appropriate protection.
- 2.
Plan Comparison & Policy Selection
We help evaluate available plans, medical limits, deductibles, trip benefits, exclusions and applicable additional covers.
- 3.
Policy Issuance & Documentation
Our team supports you through documentation and policy issuance to help ensure your travel details are accurately captured.
- 4.
Claims Assistance
If you face a covered medical emergency, baggage loss or trip disruption, our team assists with claims and insurer coordination.
- 5.
Travel Policy Review
For frequent travellers, we help review ongoing insurance requirements and identify suitable options for future journeys.
Travel Far.
Travel Confidently.
Protect your journey with travel insurance designed around your destination and travel requirements.
Frequently Asked Questions
Answers to Common Insurance Queries
The limit should reflect the destination's healthcare costs, trip duration, traveller profile and potential severity of emergency treatment or evacuation.
Medical cover responds to eligible medical expenses, whereas cancellation or interruption provisions address specified financial losses arising from covered events affecting the trip.
Equirus Raghnall considers destination, duration, traveller profile, medical exposure, baggage, cancellation and assistance requirements before recommending appropriate protection.
The comparison considers territorial scope, medical limits, exclusions, evacuation, trip interruption, assistance arrangements and claims conditions rather than premium alone.
