Aircraft Hull
Protects the aircraft against physical loss or damage arising from covered aviation risks.
Aviation Insurance
Protect Your Aircraft
Secure Every Flight
Aviation Insurance protects your aircraft against accidental loss or damage and covers your legal liability for third-party injury or property damage, tailored to your fleet and operations.
Aircraft Protection
Liability Protection
Risk Protection
What Is Aviation Insurance?
Understanding Aviation Insurance
Aviation Insurance protects aircraft owners, operators and aviation businesses against financial losses from aviation risks, including damage to aircraft, passenger liability and third-party claims, subject to policy terms and conditions.
What Does It Cover?
- Aircraft Hull Damage
- Third-Party Liability
- Passenger Liability
- Ground Risks
- Airport & Hangar Liability
Example:
If an insured aircraft is damaged in an accident, Aviation Insurance may cover the repair costs or the applicable loss, subject to the policy terms, conditions, and deductibles.
Coverage Components
Comprehensive Protection Across Aviation Risks
Third-Party Liability
Covers legal liability for bodily injury or property damage caused to third parties arising from aviation operations.
Passenger Liability
Provides protection against covered liabilities arising from injury or loss suffered by passengers.
Ground Risks
Provides protection against specified risks affecting the aircraft while it is on the ground.
Airport & Hangar Liability
Protects against specified liabilities arising from airport, hangar, and related aviation operations.
Advisory Support
Protect Your Flights Before Risk Takes Off
We understand your aircraft, operations, routes and aviation exposures to structure insurance aligned with your requirements.
- 1.
Risk Assessment & Needs Analysis
We understand your fleet, aircraft usage, operations, routes and key aviation risks to identify appropriate coverage.
- 2.
Policy Design & Placement
Our specialists structure suitable coverage, limits, deductibles, and retentions and place the risk with appropriate insurers.
- 3.
Underwriting & Market Support
We coordinate with insurers and relevant stakeholders to facilitate underwriting and address aviation-specific requirements.
- 4.
Dedicated Claims Advocacy
A dedicated claims advocate supports you from claim notification to resolution, helping minimise disruption to your aviation operations.
- 5.
Annual Policy Review & Renewal
Annual reviews ensure your aviation insurance programme keeps pace with changes in your fleet, operations, and risk exposure.
Ready to Protect Your Aviation Operations?
We help structure aviation insurance solutions tailored to your aircraft, operations, and risk profile.
Frequently Asked Questions
Answers to Common Insurance Queries
Fleet composition, aircraft values, operator profile, geographical exposure, passenger and third-party liability limits, hull exposure, loss history and accumulation potential are key factors in determining the appropriate reinsurance structure.
Multiple aircraft, airports, geographical concentrations or a single catastrophic event can create significant accumulation. Reinsurance structures therefore need to consider both individual risk severity and portfolio accumulation.
Equirus Raghnall analyses fleet profile, aircraft values, operations, routes, liability limits, claims experience and accumulation before approaching specialist aviation reinsurance markets.
The assessment considers specialist aviation expertise, underwriting appetite, capacity, financial security, geographical scope, claims capability and participation within the proposed programme.
