Understanding D&O Liability in India's Evolving Corporate Governance Landscape

India’s evolving corporate governance landscape is placing greater responsibility on directors and senior executives, with increased regulatory oversight, stakeholder expectations, and complex business decisions creating new areas of exposure. Directors & Officers (D&O) Liability Insurance helps protect leadership against certain financial losses and defence costs arising from claims related to alleged negligence, breach of duty, misrepresentation, or regulatory non-compliance. As businesses grow and their responsibilities expand, appropriately structured D&O coverage can form an important part of a broader risk management strategy, helping organisations protect their decision-makers while strengthening resilience in an increasingly complex corporate environment.